Auto Insurance Quotes are Cheaper in Massachusetts?

According to a recent study, in Massachusetts people get the most inexpensive auto insurance quotes. Compared to the rest of the USA, it is cheaper to buy insurance in a state like Massachusetts. In contrast the most expensive auto insurance quotes are found in the state of Louisiana. Most of Americans have a car, but owning it isn’t just a one time payment thing, even if you aren’t paying on installments, because there are many other factors that contribute to the expenses of a car.

People have to take into consideration the costs they need to pay for regular maintenance, or any fixes that occur when the car is down, and auto insurance is a necessary thing and it has proven to be something that has contributed to the consumer expenses from time to time. People sometimes wonder if they are paying the same insurance for their car as the people from other states. Auto insurance quotes are different from state to state and you would be surprised to find out that a neighboring state gets a cheaper insurance. InsWeb conducted the study that revealed Massachusetts as the state were auto insurance quotes are the most inexpensive.

InsWeb conducted the study based on the use of an affordability factor calculation. The way this works is by taking the media auto insurance rate  for each state and dividing it by the median household income. The results showed that Massachusetts had the lowest factor, and this indicates a lower average family spending on auto insurance. However the results in other states were quite different, and the state of Louisiana had the highest factor, indicating that in this state people are paying more than in the rest of the country for auto insurance.

It is recommended that before buying an car insurance, you should try and get quotes from a couple of different insurance companies.